Capital Structured Around How your business Grows.

Claybarn provides flexible business financing shaped around your needs, cash flow and growth plans. We take the time to understand your business, then structure the financing, term and repayments to work for you.

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Financing That Starts With Understanding The Business.

Every business has a different opportunity and a different cash-flow pattern. Claybarn looks at what the capital will support, when it is needed and how repayment is expected to happen.

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What The Financing Can Support

Capital for the work that moves your business forward.

  • Working Capital

    Keep day-to-day operations moving with funding aligned to your cash flow and business needs.

  • Stock & Procurement

    Purchase inventory, materials and supplies needed to meet demand and keep operations moving.

  • Growth & Opportunities

    Fund expansion, confirmed contracts and other opportunities that require capital to move forward.

How Claybarn Works

A considered path from opportunity to financing.

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  1. 1

    Tell us what the business needs

    Share the opportunity, the amount required, when it is needed and what the capital will support.

  2. 2

    We assess the business and the request

    We review the purpose, business history, revenue and cash-flow context, existing obligations, repayment source and any supporting information required.

  3. 3

    We structure an offer

    If approved, Claybarn presents a tailored offer covering the approved amount, interest rate, fees, tenor, payment schedule and other applicable conditions.

  4. 4

    We support the relationship

    Claybarn stays engaged as a financing partner, with clear communication through the life of the facility and context for future business needs.

What Claybarn assesses

  • The business and its operating history
  • The purpose and timing of the financing
  • Revenue, cash flow and existing obligations
  • Supporting documents, security or other information where required
  • The amount required and how it will be used
  • The expected source and timing of repayment

Frequently Asked Questions

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What type of businesses does Claybarn finance?

Claybarn considers financing requests from operating businesses. Each request is assessed using the business, its financing need, cash flow, repayment source and supporting information.

What can the financing be used for?

Potential uses include working capital, inventory and procurement, equipment or productive assets, contract execution, expansion and other assessed business requirements.

How much can my business request?

We do not publish a standard minimum or maximum amount. The amount considered depends on the business need, use of funds, repayment capacity and assessment.

What repayment tenors are available?

There is no single fixed tenor advertised for every request. Tenor is assessed in the context of the financing purpose, business cycle and expected repayment source.

What payment options are available?

Payment options may be structured around the business and its cash-flow pattern. The agreed schedule will be stated clearly in the tailored offer.

What interest rate will apply?

Rates and fees are determined after assessment. The complete rate, fees, tenor, payment schedule and total repayment obligation must be presented before the business accepts an offer.

Does submitting a request guarantee financing?

No. Every request is subject to assessment, approval and applicable documentation or conditions.

How do we begin?

Complete the financing enquiry with a short explanation of the business and what the capital will support. The Claybarn team can then review the request and discuss the next step.

Tell us what your business is ready to do next

Share a few details about the opportunity. Our team will review your request and come back to you to discuss the next step.

  1. 1We review your request
  2. 2We arrange a conversation
  3. 3We assess and structure an offer